WISH Program

Through participating Bank members of the Federal Home Loan Bank (FHLB), lower-income households, individuals, and families ready to move from renting to owning can receive a 3-to-1 matching grant of up to $15,000.
WISH grants can be applied to downpayment and closing costs. CHC has partnered with Union Bank to help with the homebuyer education and paperwork needed for homebuyers to qualify for this great program. As a service to the industry, below are downloadable files that have the specific qualification guidelines and forms that you should find useful. CHC is authorized to complete the paperwork for submission to the FHLB.
Remember that the FHLB calculates income much differently than FHA and conventional lenders!